Do you have an office in Salt Lake City?

Aequitas is intentionally virtual-first — secure portal, encrypted video, digital signatures. That keeps fees lower and lets us serve LGBTQ+ clients across Salt Lake City (and the rest of the country) without geography limiting access.

Do you work with LGBTQ+ clients across Utah, not just Salt Lake?

Yes — clients in Ogden, Park City, Provo, and elsewhere in Utah work with us the same way SLC clients do. Everything is virtual by design: secure portal, encrypted video, digital signatures. The plan is the same whether you're in the Avenues or Park City.

Do I have to live near you to work with Aequitas?

No. We work with LGBTQ+ clients across the United States entirely virtually — secure document portal, encrypted video meetings, and digital signatures. The plan is the same whether you're a block away or across the country.

What does 'fee-only fiduciary' actually mean?

Fee-only means we are paid directly by you — no commissions, no product sales, no kickbacks. Fiduciary means we are legally required to put your interests ahead of our own. Together they remove most of the conflicts of interest baked into traditional financial advice.

Is there a minimum account size?

No asset minimum. Engagements are priced based on planning complexity, not portfolio size, so we can work with high earners who are still building wealth — not just clients who already have it.

How is this different from a generic financial advisor?

LGBTQ+ planning isn't a side specialty — it's the practice. Marriage-penalty modeling, surrogacy and IVF cash flow, second-parent adoption, beneficiary audits for chosen family, and the legal patchwork queer couples actually live with are baked into every engagement.

LGBTQ+ couple at home reviewing financial plans together

LGBTQ+ Financial Advisor · Salt Lake City

LGBTQ+ financial planning built for Salt Lake City

Q: How do I get started?

Schedule a free intro call. We'll walk through where you are, what you're trying to figure out, and whether an engagement makes sense. Zero pressure — most calls end with a recommendation, not a pitch.

The 9th & 9th, Central City, Marmalade, and The Avenues neighborhoods anchor one of the Mountain West's most established LGBTQ+ communities — a mix of tech and biotech professionals along the Silicon Slopes corridor, healthcare workers, and queer families raising kids in Utah. Aequitas works with SLC LGBTQ+ clients on plans that take both the tax picture and the legal landscape seriously.

Schedule a free intro call

Why local LGBTQ+ households work with us

Why Salt Lake City LGBTQ+ households deserve their own advisor

Salt Lake City's LGBTQ+ population is heavily concentrated in the downtown core and the near-east side — 9th & 9th, Central City / Liberty Wells, the Marmalade District, The Avenues, and Sugar House — with a growing cohort in Rose Park. It's one of the most LGBTQ-dense metros in the interior West, and the planning conversations here don't look like a coastal template. Our comprehensive planning services are built around that reality.

The financial surface is dominated by Silicon Slopes tech and biotech comp (Adobe, Qualtrics, Domo, Recursion, and a deep startup bench), university and healthcare careers, and a real cohort of queer entrepreneurs. Utah's flat state income tax and generous retirement credit change the Roth-vs-traditional math, and RSU sequencing is still the biggest single lever for most dual-income households — one of the most common planning questions we hear from same-sex couples in the SLC metro.

SLC also skews younger and more family-focused than most LGBTQ+ markets, and the desire to start or grow a family comes up early. That makes surrogacy and IVF financial planning a core part of many engagements — modeling the real cash flow (not a brochure number) before you commit, and coordinating it with the rest of your plan.

The legal side is where SLC LGBTQ+ households often need the most active planning. Second-parent adoption for non-biological parents, LGBTQ+ estate planning that holds up if you travel or move, healthcare directives that respect chosen family, and beneficiary audits are all higher-leverage here than in California or New York. Aequitas is virtual-first and built specifically for LGBTQ+ households, so what you get is a plan designed around your actual life — not a generic Utah template. Read more about our approach or start with a free intro call.

Explore Salt Lake City

Jump to the Salt Lake City planning topic you're here for

See all Salt Lake City pages

Surrogacy Financial Planning in Salt Lake City LGBTQ+ Estate Planning in Salt Lake City Same-Sex Couples Financial Planning in Salt Lake City Salt Lake City tax & cost guide Silicon Slopes equity planning (Salt Lake City)Medical professional planning (Salt Lake City)9th & 9th Central City The Marmalade District The Avenues Sugar House

What we plan with Salt Lake City LGBTQ+ clients

Silicon Slopes tech & biotech equity

RSUs, ISOs, ESPP, and pre-IPO decisions for Adobe, Qualtrics, Recursion, and startup employees — sequenced against Utah's flat tax and federal AMT exposure as part of your broader plan.

Building your family in Utah

IVF, surrogacy, and adoption costs modeled honestly into your cash flow so growing your family isn't financed on hope or credit cards.

Parental rights & second-parent adoption

Documents that protect a non-biological parent in Utah — second-parent adoption, guardianship, and estate updates done proactively, not reactively.

Cash flow & dual-income coordination

Two high earners means two paychecks, two benefits packages, and two sets of decisions. We map them into one plan that respects both partners' goals.

Tax planning for partners & spouses

Filing-status modeling, RSU and equity-comp coordination, and proactive moves around the marriage penalty — not a return drop-off in April.

Investing aligned with your values

Low-cost, evidence-based portfolios that can also screen for LGBTQ-friendly employers, ESG, or whatever 'aligned' means for you.

Two dads reading with their young children at home in Salt Lake City

Related planning pages

Surrogacy & family-building financial planning
IVF, surrogacy, and adoption costs modeled honestly into your cash flow — so growing your family isn't financed on hope.
Equity compensation & comprehensive planning
RSU, ISO, ESPP, and pre-IPO planning coordinated with tax, cash flow, and everything else in your financial life.
LGBTQ+ estate planning in conservative states
Second-parent adoption follow-through, healthcare directives, and documents that hold up if you travel or move — extra-important where statewide protections are thinner.
Financial planning for same-sex couples
Two paychecks, two benefits packages, the marriage penalty, and titling decisions — mapped into one plan that respects both partners.
See all services →

From the blog

Why Gay Men in Tech Need a Gay Financial Planner
RSUs, equity comp, and the planning questions specialist advisors actually understand.
5 Legal Documents Every LGBTQ+ Couple Needs
The non-negotiable paperwork that protects chosen family — and why it can't wait.
Why LGBTQ+ HENRYs Need an LGBTQ+ Financial Advisor
Why high earners not rich yet in the LGBTQ+ community need specialist planning.
Visit the blog →

FAQ

Frequently asked questions — Salt Lake City LGBTQ+ planning

In Salt Lake City

Specialty planning for Salt Lake City LGBTQ+ households

Dedicated planning pages for the topics Salt Lake City clients ask about most — each one built around the local tax, legal, and cost picture, not a generic template.

Surrogacy Financial Planning in Salt Lake City

Surrogacy planning for Salt Lake City LGBTQ+ intended parents. Real cost modeling, financing, and tax planning from a fee-only fiduciary.

LGBTQ+ Estate Planning in Salt Lake City

Estate planning for Salt Lake City LGBTQ+ couples and families. Wills, trusts, directives, and beneficiary audits that protect chosen family.

Same-Sex Couples Financial Planning in Salt Lake City

Fee-only planning for same-sex couples in Salt Lake City. Marriage-penalty modeling, filing status, benefits, and equity comp for two careers.

Free guide

LGBTQ+ tax & cost-of-living guide: Salt Lake City

State income, property, and estate tax plus LGBTQ+ planning overlays for Salt Lake City households — from a fee-only fiduciary.

Read the guide

Salt Lake City neighborhoods

Neighborhood-specific pages for Salt Lake City — local housing, community, and planning notes for each area we work with clients in.

9th & 9th Central City The Marmalade District The Avenues Sugar House

Life-event planning in Salt Lake City

Situational planning pages for the industries and moments that shape Salt Lake City LGBTQ+ households — each written around the local tax and comp picture.

Silicon Slopes Equity Planning for Salt Lake City LGBTQ+ households

Silicon Slopes Equity Planning for LGBTQ+ households in Salt Lake City. Fee-only fiduciary planning, virtual-first, no minimums.

Medical Professional Financial Planning for Salt Lake City LGBTQ+ households

Medical Professional Financial Planning for LGBTQ+ households in Salt Lake City. Fee-only fiduciary planning, virtual-first, no minimums.

About the advisor

Aequitas Financial was founded by Taylor Bell, a fee-only fiduciary planner. LGBTQ+ planning isn't a side specialty here — it's the practice.

Ready to talk through your plan?

On a free intro call we'll walk through where you are, what you're trying to figure out, and whether an engagement makes sense — no pressure.

Schedule Your Intro Call