Do we still need estate documents if we're legally married in Salt Lake City?

Yes. Marriage covers a lot of default questions — but not who inherits from a trust you never set up, who makes healthcare decisions for you when you're unconscious, who serves as guardian for your kids, or how your non-biological children are recognized in a state that isn't Salt Lake City. Marriage is a floor, not a plan.

Aequitas isn't a law firm — how does the estate work actually get done?

We coordinate with your existing estate attorney or introduce you to LGBTQ+-competent attorneys we've worked with, then integrate the documents into the rest of your financial plan (titling, beneficiary designations, trust funding, tax coordination). You end up with one plan, not four disconnected specialists.

Do I need a trust or is a will enough?

It depends on the assets, the state, and whether protecting a partner or non-biological parent quickly matters. For most LGBTQ+ households with real assets, a revocable trust plus pour-over will is worth the modest extra cost — probate is public, slow, and defaults to the state's rules rather than your intent.

LGBTQ+ couple in Salt Lake City reviewing lgbtq+ estate planning decisions

LGBTQ+ Estate Planning · Salt Lake City

LGBTQ+ estate planning for Salt Lake City households

Utah's flat state income tax simplifies some math, but the legal landscape for LGBTQ+ families is more mixed than coastal states — which raises the bar for estate documents. Second-parent adoption, healthcare directives, guardianship nominations, and beneficiary audits are all higher-leverage in SLC than in California or New York.

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Why this practice exists

Why estate planning matters more for LGBTQ+ households in Salt Lake City

Aequitas is fee-only, fiduciary, and virtual-first — so a Salt Lake City household gets the same senior planner and the same integrated plan regardless of where in the metro they live. The plan is built once, and everything (tax, cash flow, estate, investing) is coordinated inside it, not by handing you off to three separate specialists.

Most generic advisors in Salt Lake City treat lgbtq+ estate planning as an afterthought — a form to fill out once the "real" plan is done. That's backwards for LGBTQ+ households, where the local tax and legal picture is often the biggest single lever in the plan.

LGBTQ+ Estate Planning isn't a side specialty here. It's part of the practice, alongside the Salt Lake City city plan it rolls up into.

What we coordinate on estate work in Salt Lake City

Trust structure that respects chosen family

Revocable living trusts, pour-over wills, and beneficiary designations that put the people you actually chose ahead of the biological family your state's default rules would pick.

Healthcare directives that travel

HIPAA authorizations, healthcare powers of attorney, and advance directives drafted to hold up in less-protective states — because you don't stop being partnered when you cross a state line.

Beneficiary audits across every account

401(k), IRA, HSA, life insurance, and brokerage TOD beneficiaries — audited and updated so nothing quietly reverts to a parent, ex-spouse, or default state rule.

Parental-rights documents for non-bio parents

Second-parent adoption follow-through, guardianship nominations, and standby-guardian designations so a non-biological parent's rights don't depend on which state you happen to be in.

Same-sex partners planning together in Salt Lake City

Related planning pages

LGBTQ+ financial advisor in Salt Lake City
The city-wide overview: how Aequitas works with Salt Lake City LGBTQ+ households across everything — cash flow, tax, investing, and estate.
Surrogacy Financial Planning in Salt Lake City
The Salt Lake City sibling page for surrogacy financial planning — same city context, different specialty.
Same-Sex Couples Financial Planning in Salt Lake City
The Salt Lake City sibling page for same-sex couples financial planning — same city context, different specialty.
LGBTQ+ estate planning (nationwide)
Wills, trusts, healthcare directives, and beneficiary audits for LGBTQ+ households across the US.
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FAQ

LGBTQ+ Estate Planning FAQs — Salt Lake City

About the advisor

Aequitas Financial was founded by Taylor Bell, a fee-only fiduciary planner. LGBTQ+ planning isn't a side specialty here — it's the practice.

Ready to get started?

On a free intro call we'll walk through where you are, what you're trying to figure out, and whether an engagement makes sense — no pressure.

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