Does living in Utah change what estate documents we need?

It raises the stakes on the same core set. A will, a funded revocable trust, durable financial power of attorney, healthcare power of attorney with HIPAA authorization, and — for unmarried partners especially — hospital visitation and disposition-of-remains directives. Utah has no state estate tax, so this is about control and access, not tax.

We're LGBTQ+ parents in Utah. What protects our parental rights?

A court order. Confirmatory or second-parent adoption produces a judgment entitled to full faith and credit in every state, which a birth certificate alone does not reliably provide. We build the legal cost into the family-building budget and coordinate with an attorney who does this work regularly, because it's the single highest-value protection for a non-genetic parent.

Do we have to live in 9th & 9th to work with Aequitas?

No. Aequitas is fee-only and virtual-first — we work with LGBTQ+ households in 9th & 9th the same way we work with clients across Salt Lake City and the rest of the US. This page is written for the 9th & 9th demographic, not as a residency requirement.

Is there a minimum account size?

No asset minimum. Engagements are priced based on planning complexity, not portfolio size, so we can work with LGBTQ+ high earners still building wealth — not just clients who already have it.

What happens on the intro call?

Twenty minutes, video or phone. We ask what you're actually trying to figure out, share how Aequitas would approach it, and decide together whether an engagement makes sense. No pressure, no product pitch.

LGBTQ+ couple in 9th & 9th, Salt Lake City reviewing their financial plan

Salt Lake City · 9th & 9th

LGBTQ+ financial planning for 9th & 9th

Utah's a flat tax with real quirks and a real legal landscape for queer families. The plan has to speak to both.

Schedule a free intro call 20 minutes · video or phone · no product pitch

Quick answer

Is there a financial advisor for LGBTQ+ households in 9th & 9th?

Yes. Aequitas Financial is a fee-only fiduciary practice serving LGBTQ+ professionals, couples, and families in 9th & 9th and across Salt Lake City. Meetings are virtual, there is no asset minimum or commission, and plans are built around UT tax, titling, and chosen-family protections.

Source: CFP Board — Code of Ethics & Standards of Conduct

Who this is for

Built for 9th & 9th LGBTQ+ households

9th & 9th is one of Salt Lake City's most walkable, LGBTQ+-friendly neighborhoods — Craftsman single-family, condos, and a mix of tech workers and healthcare professionals.

Second-parent adoption is a genuinely important protection in Utah and hasn't happened yet.
Utah's flat income tax makes Roth conversion timing more attractive than in most states — and nobody has modeled it.
Your Silicon Slopes RSUs have quietly become the biggest asset in the household.
Estate documents don't travel well outside Utah.

On the ground

9th and 9th: Utah specifics that actually matter

The 9th and 9th neighborhood is one of Salt Lake's most visibly LGBTQ+-friendly areas, and the households here span tech at the Silicon Slopes end, healthcare at the University of Utah, and a dense small-business community. Utah's flat state income tax simplifies the state side of planning, and the state 529 credit is worth capturing for anyone with education goals.

The part that requires more care is legal rather than tax. Utah's statutory landscape is less protective than the coastal states many clients moved from, which raises the importance of documents that don't depend on anyone's interpretation: a will and funded trust, durable powers of attorney, healthcare directives with HIPAA authorizations, and — for parents — a court judgment of parentage rather than reliance on a birth certificate. These are the same documents everyone should have; here they carry more weight.

How we help 9th & 9th households

Second-parent adoption follow-through

Even with marriage, presumption laws don't travel reliably across state lines. We help you sequence and budget the second-parent adoption that makes parentage bulletproof in every state.

Roth conversion timing

The lower-income years between careers, sabbaticals, or before RMDs are the ones to fill up cheap Roth space. We map the multi-year plan instead of one-off flips in December.

RSU + ESPP sequencing across two careers

Vest calendars, concentration risk, ESPP hold-vs-sell, and the tax bill hiding in your next refresh — coordinated with the rest of the plan, not treated as a separate problem.

Next step

Go deeper, or just talk to us

Skim the broader context if you want more before reaching out — or book the call and we'll cover it live.

LGBTQ+ financial advisor in Salt Lake City

The city-wide overview: how Aequitas works with Salt Lake City LGBTQ+ households across cash flow, tax, investing, and estate.

LGBTQ+ tax & cost-of-living guide: Salt Lake City

State income tax, property tax, estate tax, and LGBTQ+ planning overlays specific to Salt Lake City.

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FAQ

9th & 9th planning FAQs

This page is part of our wider guide to LGBTQ+ financial planning — how fee-only, fiduciary planning works for queer households, and which topic to start with.

Ready to talk through your plan?

On a free intro call we'll walk through where you are, what you're trying to figure out, and whether an engagement makes sense — no pressure.

Schedule Your Intro Call