A queer financial advisor who actually gets it
Financial planning that doesn't ask you to translate your life. Fee-only, fiduciary, and built around the way queer households actually earn, partner, and parent.
Schedule a free intro callWhat does a queer financial advisor do differently?
A queer financial advisor plans around the household you actually have. That means beneficiary and titling audits for unmarried or chosen-family structures, filing-status and equity-comp modeling for two high earners, and family-building costs budgeted up front — all under a fee-only fiduciary standard with no commissions or product sales.
Why the word queer matters here
"Queer" covers a lot of ground — partnered and single, trans and cis, monogamous and not, married and deliberately unmarried, with kids and without. That range is exactly what most advisors are unequipped for. Their software assumes a spouse. Their checklists assume a nuclear family. Their intake form has two boxes.
A queer financial advisor starts from the household you actually have. Unmarried partners who share a mortgage but not a tax return. Chosen family named as beneficiaries and agents. Polycule or co-parenting arrangements where the legal structure and the lived structure aren't the same thing. Trans clients whose name and documents have changed mid-career and whose records need to follow.
Aequitas is fee-only and fiduciary, so the advice you get is the advice — no commissions, no product sales, no quotas. Virtual-first means we work with queer clients across the United States, without office overhead built into the fee.
What we plan together
Cash flow & dual-income coordination
Two high earners means two paychecks, two benefits packages, and two sets of decisions. We map them into one plan that respects both partners' goals.
Tax planning for partners & spouses
Filing-status modeling, RSU and equity-comp coordination, and proactive moves around the marriage penalty — not a return drop-off in April.
Investing aligned with your values
Low-cost, evidence-based portfolios that can also screen for LGBTQ-friendly employers, ESG, or whatever 'aligned' means for you.
Estate & beneficiary protections
Wills, trusts, healthcare directives, and beneficiary audits so the people you actually chose are protected — not the people state default rules pick.
Family planning costs
IVF, surrogacy, adoption, and second-parent adoption modeled into your cash flow and savings plan, not improvised later.
Retirement & financial independence
Roth vs. traditional, mega-backdoor, HSA, and FI math — built for two careers that don't always look linear.
Related planning pages
- LGBTQ+ financial planning
The main guide: what LGBTQ+ financial planning covers, how we work, and where to start.
- A gay financial advisor for the way you actually live
Gay financial advisor for same-sex couples, dual-income households, and queer families. Fee-only fiduciary planning, virtual-first across the US.
- An LGBTQ+ financial advisor built around your life
LGBTQ+ financial advisor for couples, families, and high earners. Fee-only, fiduciary, virtual-first planning built specifically for queer financial lives.
- LGBTQ+ financial planning built for Los Angeles
Fee-only fiduciary LGBTQ+ financial planning for Los Angeles couples, families, and high earners. Virtual-first, no asset minimum, no commissions.
- See all services →
From the blog
- Why LGBTQ+ HENRYs Need an LGBTQ+ Financial Advisor
Why high earners not rich yet in the LGBTQ+ community need specialist planning.
- Combining Finances as an LGBTQ+ Couple
A practical guide to money, marriage, and merging two financial lives.
- The Marriage Penalty: What High-Earning Same-Sex Couples Need to Know
How the tax code punishes dual high-income couples — and what to do about it.
- Visit the blog →
Common questions about working with a queer financial advisor
About the advisor
Aequitas Financial was founded by Taylor Bell, a fee-only fiduciary planner. LGBTQ+ planning isn't a side specialty here — it's the practice.
This page is part of our wider guide to LGBTQ+ financial planning — how fee-only, fiduciary planning works for queer households, and which topic to start with.
Ready to get started?
On a free intro call we'll walk through where you are, what you're trying to figure out, and whether an engagement makes sense — no pressure.
Schedule Your Intro Call