LGBTQ+ financial planning for the life you're building — wherever that takes you.
Every service we offer is built around the financial realities of LGBTQ+ professionals and families. Not adapted. Not adjusted. Built.
Everything your financial life needs — in one place.
Every Aequitas client receives comprehensive planning across all core areas of their financial life. These are the foundation of every engagement.
Financial Planning
A living, breathing financial plan built around your values, your timeline, and your goals — not a generic retirement checklist. We start with a deep dive into where you are and build a clear, actionable roadmap to where you want to go.
Tax Planning
High earners lose more to taxes than almost anything else. We proactively engineer your tax strategy throughout the year — not just at filing time — to minimize your liability, maximize your deductions, and keep more of what you earn.
Retirement Planning
Whether you want to retire at 45, volunteer abroad, or never stop working — we build a retirement strategy around the life you actually want to live, not the one a standard calculator assumes you will.
Estate Planning for LGBTQ+ Families
LGBTQ+ families face estate planning gaps that standard templates miss entirely. We ensure your beneficiary designations, powers of attorney, and legal documents reflect your actual family — and protect the people in it, regardless of what changes around you. All legal document preparation is coordinated through qualified attorneys in our professional network.
Debt Management & Cash Flow
High income does not automatically mean high net worth. We build a structured cash flow system that aligns your spending with what actually matters to you — and a clear debt strategy that accelerates your path to financial freedom.
Insurance & Risk Management
The right insurance strategy protects everything you are building without over-insuring what you do not need. We audit your current coverage, identify gaps, and build a risk management framework that keeps your financial plan intact when life is unpredictable.
Investment Management
Diversified, low-cost portfolios built around your financial goals and values. We handle every investment decision so you can focus on living your life — not watching the market.
Conscious Comfort Zone Investing™
Standard investment management considers your risk tolerance. We go further — building portfolios that reflect your values, your community, and the companies you actually want to own. Your money should work for your life and stand for what you believe in.
Where Aequitas goes further than anyone else.
These specialty services address the financial complexity that most advisors overlook entirely. They are available as part of your comprehensive planning engagement and inform the scope and structure of your plan.
Family Planning & Surrogacy
Surrogacy, adoption, IVF, and donor costs are significant — and rarely planned for properly. We build a comprehensive financial roadmap that covers every step of your family-building journey, from initial costs through legal protections and long-term planning for your growing family.
Surrogacy, adoption, IVF, and donor costs are significant — and rarely planned for properly. We build a comprehensive financial roadmap that covers every step of your family-building journey, from initial costs through legal protections and long-term planning for your growing family.
Gender-Affirming Care Planning
Your finances should never stand in the way of life-saving care. We build a financial plan that prioritizes your needs — HRT, surgery, counseling, and everything in between — while navigating insurance changes, out-of-pocket costs, and workplace benefit shifts to keep you financially stable no matter what.
Your finances should never stand in the way of life-saving care. We build a financial plan that prioritizes your needs — HRT, surgery, counseling, and everything in between — while navigating insurance changes, out-of-pocket costs, and workplace benefit shifts to keep you financially stable no matter what.
Equity Compensation Planning
RSUs, stock options, and ESPP programs are meaningful wealth — but only if managed correctly. We help you navigate vesting schedules, tax exposure at exercise, diversification strategy, and how to integrate equity compensation into your broader financial plan without leaving money on the table.
RSUs, stock options, and ESPP programs are meaningful wealth — but only if managed correctly. We help you navigate vesting schedules, tax exposure at exercise, diversification strategy, and how to integrate equity compensation into your broader financial plan without leaving money on the table.
Cross-Border & Expat Planning*
LGBTQ+ professionals are relocating internationally at a growing rate — whether driven by lifestyle, retirement, or a shifting legal landscape at home. We specialize in planning for the financial complexity that comes with living abroad — Foreign Earned Income Exclusion strategy, tax treaty awareness, and coordinating your US-based assets and accounts while working alongside qualified expat tax specialists for your country-specific needs.
LGBTQ+ professionals are relocating internationally at a growing rate — whether driven by lifestyle, retirement, or a shifting legal landscape at home. We specialize in planning for the financial complexity that comes with living abroad — Foreign Earned Income Exclusion strategy, tax treaty awareness, and coordinating your US-based assets and accounts while working alongside qualified expat tax specialists for your country-specific needs.
Charitable Giving & Activism
Your wealth is a tool for impact as much as it is for security. We help you identify LGBTQ+ organizations, causes, and giving strategies that align your philanthropic values with your financial resources — including tax-efficient giving vehicles that maximize your impact.
Your wealth is a tool for impact as much as it is for security. We help you identify LGBTQ+ organizations, causes, and giving strategies that align your philanthropic values with your financial resources — including tax-efficient giving vehicles that maximize your impact.
Life Transitions Planning
Career changes, relocations, marriage, divorce, loss of a partner — major life transitions carry significant financial complexity. We model every scenario before you commit so you can make the biggest decisions of your life with clarity and confidence.
Career changes, relocations, marriage, divorce, loss of a partner — major life transitions carry significant financial complexity. We model every scenario before you commit so you can make the biggest decisions of your life with clarity and confidence.
Planning around gender-affirming care? Read the full financial planning guide →
No surprises. Just a plan.
Fee-only pricing means my only incentive is your outcome.
Financial Planning (only)
Starting At
Individual — $500/month*
Couples — $800/month*
One-time $1,000 implementation fee applies at onboarding.
- Includes all Core Planning Services
- Specialty Services available based on plan complexity.
*Pricing is determined based on plan complexity. Billed monthly in advance. Individual $6,000/yr · Couples $9,600/yr
Financial Planning + Investment Management
Tiered AUM Fee*
- 0.75%< $1,000,000
- 0.65%≥ $1,000,000 - < $3,000,000
- 0.50%≥ $3,000,000
- Everything in Financial Planning, plus:
- Values-aligned, diversified investment portfolio built around your Conscious Comfort Zone™
- Continuous portfolio monitoring
- Tax-efficient portfolio construction
*Tiered rate applied to portfolio balance; billed quarterly in arrears.
Financial Planning fee is required for Investment Management services. An upfront onboarding fee may apply. All fees are disclosed in our Form ADV Part 2, available upon request.
*Aequitas Financial, LLC provides financial planning and investment advisory services to US Citizens and US Permanent Residents only. Cross-border planning services cover US-based assets and financial planning exclusively. Country-specific tax compliance, foreign investment management, and advice on non-US assets are coordinated through qualified professionals in our network and are not services provided by Aequitas Financial, LLC.
A clear process from first call to financial freedom.
Intro Call
A free 30-minute conversation to see if we are a great fit. No pressure, no pitch — just an honest conversation about where you are and where you want to go.
QueerWealth Launchpad™
We dive deep into your values, goals, and financial priorities across a series of focused planning sessions. This is where your financial plan takes shape.
Financial Coming Out Gala™
We unveil your completed financial plan and walk through every implementation step together. This is the moment everything comes together.
An advisor built for queer financial lives
- A queer financial advisor who actually gets it
Queer financial advisor for LGBTQ+ professionals, couples, and chosen families. Fee-only, fiduciary, virtual-first — no commissions, no asset minimums.
- A gay financial advisor for the way you actually live
Gay financial advisor for same-sex couples, dual-income households, and queer families. Fee-only fiduciary planning, virtual-first across the US.
- An LGBTQ+ financial advisor built around your life
LGBTQ+ financial advisor for couples, families, and high earners. Fee-only, fiduciary, virtual-first planning built specifically for queer financial lives.
Virtual-first, with deep roots across LGBTQ+ metros
Aequitas serves LGBTQ+ households across the United States. These pages dive into local context, state-specific rules, and the neighborhoods we work in most.
Ready to build wealth on your own terms?
Schedule a free 30-minute discovery call. No pressure, no pitch — just a real conversation about your financial future.
Schedule Your Intro Call30-minute call · No commitment · LGBTQ+ affirming