Do we have to live in Ballard to work with Aequitas?

No. Aequitas is fee-only and virtual-first — we work with LGBTQ+ households in Ballard the same way we work with clients across Seattle and the rest of the US. This page is written for the Ballard demographic, not as a residency requirement.

Is there a minimum account size?

No asset minimum. Engagements are priced based on planning complexity, not portfolio size, so we can work with LGBTQ+ high earners still building wealth — not just clients who already have it.

What happens on the intro call?

Twenty minutes, video or phone. We ask what you're actually trying to figure out, share how Aequitas would approach it, and decide together whether an engagement makes sense. No pressure, no product pitch.

LGBTQ+ couple in Ballard, Seattle reviewing their financial plan

Seattle · Ballard

LGBTQ+ financial planning for Ballard

You bought here because it's family-friendly. The plan has to hold RSUs, IVF, and a real mortgage all at once.

Schedule a free intro call 20 minutes · video or phone · no product pitch

Who this is for

Built for Ballard LGBTQ+ households

Ballard's queer households skew younger family and dual-income tech — Craftsman single-family, growing townhouse density, and IVF / surrogacy conversations happening in real time.

IVF or surrogacy financing is coming out of RSU proceeds and the tax bill isn't in anyone's model.
Both of you have RSUs and the concentration in one or two tickers has quietly gotten large.
Second-parent adoption is still on the to-do list even after birth.
The WA estate-tax ceiling is closer than you'd guess.
Ballard's family-friendly, queer-comfortable market carries a $1,500–$2,200/mo LGBTQ+ safety premium over Eastern WA — on top of IVF and a real mortgage, that premium is why the RSU sequencing plan is not optional.

How we help Ballard households

Family-planning cash flow

IVF, surrogacy, adoption, and second-parent adoption modeled into your real cash flow so building a family isn't paused indefinitely or financed on hope.

RSU + ESPP sequencing across two careers

Vest calendars, concentration risk, ESPP hold-vs-sell, and the tax bill hiding in your next refresh — coordinated with the rest of the plan, not treated as a separate problem.

WA estate-tax bypass planning

Washington's $3M estate exemption applies per person with no portability. For dual-income tech households with equity, we build the bypass-trust structure early — before a Roth 401(k), a house, and vested RSUs quietly cross the line.

Next step

Go deeper, or just talk to us

Skim the broader context if you want more before reaching out — or book the call and we'll cover it live.

LGBTQ+ financial advisor in Seattle

The city-wide overview: how Aequitas works with Seattle LGBTQ+ households across cash flow, tax, investing, and estate.

LGBTQ+ tax & cost-of-living guide: Seattle

State income tax, property tax, estate tax, and LGBTQ+ planning overlays specific to Seattle.

Schedule Your Intro Call

FAQ

Ballard planning FAQs

Ready to talk through your plan?

On a free intro call we'll walk through where you are, what you're trying to figure out, and whether an engagement makes sense — no pressure.

Schedule Your Intro Call