Do we have to live in Adams Morgan to work with Aequitas?

No. Aequitas is fee-only and virtual-first — we work with LGBTQ+ households in Adams Morgan the same way we work with clients across DC and the rest of the US. This page is written for the Adams Morgan demographic, not as a residency requirement.

Is there a minimum account size?

No asset minimum. Engagements are priced based on planning complexity, not portfolio size, so we can work with LGBTQ+ high earners still building wealth — not just clients who already have it.

What happens on the intro call?

Twenty minutes, video or phone. We ask what you're actually trying to figure out, share how Aequitas would approach it, and decide together whether an engagement makes sense. No pressure, no product pitch.

LGBTQ+ couple in Adams Morgan, DC reviewing their financial plan

DC · Adams Morgan

LGBTQ+ financial planning for Adams Morgan

Two DC incomes, possibly a small rental unit or a 1099 side, and DC's tax and estate rules that don't reward passive planning.

Schedule a free intro call 20 minutes · video or phone · no product pitch

Who this is for

Built for Adams Morgan LGBTQ+ households

Adams Morgan hosts a broad LGBTQ+ population — creative professionals, nonprofit and foundation staff, hybrid federal / consulting workers, and dual-income households in condos and small apartment buildings.

Marriage-penalty at DC / biglaw / consulting incomes is meaningful and hasn't been modeled.
A rental unit is 'handled by the CPA' with no coordinated cash-flow or estate plan.
DC estate exposure is real and not on anyone's radar.
Roth conversion opportunities in lower-income years (between agency changes, sabbaticals) have gone unused.

How we help Adams Morgan households

Marriage-penalty and filing-status modeling

Two high W-2s stacked can cost you real money at federal and state brackets. We run the numbers before you decide when — or whether — to formalize.

DC estate-tax bypass structure

DC's estate-tax exemption is $4.53M with no spousal portability. For long-partnered couples with a house, a 401(k), and life insurance, that ceiling arrives faster than you think — we build the trust structure that keeps it from becoming a problem.

Roth conversion timing

The lower-income years between careers, sabbaticals, or before RMDs are the ones to fill up cheap Roth space. We map the multi-year plan instead of one-off flips in December.

Next step

Go deeper, or just talk to us

Skim the broader context if you want more before reaching out — or book the call and we'll cover it live.

LGBTQ+ financial advisor in Washington DC

The city-wide overview: how Aequitas works with DC LGBTQ+ households across cash flow, tax, investing, and estate.

LGBTQ+ tax & cost-of-living guide: DC

State income tax, property tax, estate tax, and LGBTQ+ planning overlays specific to DC.

Schedule Your Intro Call

FAQ

Adams Morgan planning FAQs

Ready to talk through your plan?

On a free intro call we'll walk through where you are, what you're trying to figure out, and whether an engagement makes sense — no pressure.

Schedule Your Intro Call