Do we have to live in Rockridge to work with Aequitas?

No. Aequitas is fee-only and virtual-first — we work with LGBTQ+ households in Rockridge the same way we work with clients across the Bay Area and the rest of the US. This page is written for the Rockridge demographic, not as a residency requirement.

Is there a minimum account size?

No asset minimum. Engagements are priced based on planning complexity, not portfolio size, so we can work with LGBTQ+ high earners still building wealth — not just clients who already have it.

What happens on the intro call?

Twenty minutes, video or phone. We ask what you're actually trying to figure out, share how Aequitas would approach it, and decide together whether an engagement makes sense. No pressure, no product pitch.

LGBTQ+ couple in Rockridge, the Bay Area reviewing their financial plan

the Bay Area · Rockridge

LGBTQ+ financial planning for Rockridge

Two big tech incomes, a house you love, and probably a kid in the mix. The plan is about not leaving money — or protection — on the table.

Schedule a free intro call 20 minutes · video or phone · no product pitch

Who this is for

Built for Rockridge LGBTQ+ households

Rockridge is walkable, family-oriented, and one of the East Bay's most sought-after queer-friendly neighborhoods — often two-tech-earner households without a San Francisco commute.

You both have RSUs and no one has run the concentration risk together.
Mega-backdoor Roth is available for at least one of you and it's not fully used.
Charitable giving is a real number and no DAF has been set up.
Family planning (IVF, surrogacy, adoption) is either in progress or on deck and the six-figure line item isn't in the plan yet.
Rockridge's queer-friendly, family-oriented pocket carries a $2,200–$3,500/mo LGBTQ+ safety premium over non-coastal California — on two tech incomes, that premium is often what's really consuming the mega-backdoor Roth capacity.

How we help Rockridge households

RSU + ESPP sequencing across two careers

Vest calendars, concentration risk, ESPP hold-vs-sell, and the tax bill hiding in your next refresh — coordinated with the rest of the plan, not treated as a separate problem.

Mega-backdoor Roth mechanics

Whether your plan actually allows it, how to sequence after-tax contributions and in-plan conversions, and how it stacks with backdoor Roth — done right, tens of thousands of extra Roth space each year.

Family-planning cash flow

IVF, surrogacy, adoption, and second-parent adoption modeled into your real cash flow so building a family isn't paused indefinitely or financed on hope.

Next step

Go deeper, or just talk to us

Skim the broader context if you want more before reaching out — or book the call and we'll cover it live.

LGBTQ+ financial advisor in San Francisco Bay Area

The city-wide overview: how Aequitas works with the Bay Area LGBTQ+ households across cash flow, tax, investing, and estate.

LGBTQ+ tax & cost-of-living guide: the Bay Area

State income tax, property tax, estate tax, and LGBTQ+ planning overlays specific to the Bay Area.

Schedule Your Intro Call

FAQ

Rockridge planning FAQs

Ready to talk through your plan?

On a free intro call we'll walk through where you are, what you're trying to figure out, and whether an engagement makes sense — no pressure.

Schedule Your Intro Call