Do we have to live in Lavender Heights to work with Aequitas?

No. Aequitas is fee-only and virtual-first — we work with LGBTQ+ households in Lavender Heights the same way we work with clients across Sacramento and the rest of the US. This page is written for the Lavender Heights demographic, not as a residency requirement.

Is there a minimum account size?

No asset minimum. Engagements are priced based on planning complexity, not portfolio size, so we can work with LGBTQ+ high earners still building wealth — not just clients who already have it.

What happens on the intro call?

Twenty minutes, video or phone. We ask what you're actually trying to figure out, share how Aequitas would approach it, and decide together whether an engagement makes sense. No pressure, no product pitch.

LGBTQ+ couple in Lavender Heights, Sacramento reviewing their financial plan

Sacramento · Lavender Heights

LGBTQ+ financial planning for Lavender Heights

You're a state employee, a creative, or both. The plan has to hold pensions, side income, and estate documents in one place.

Schedule a free intro call 20 minutes · video or phone · no product pitch

Who this is for

Built for Lavender Heights LGBTQ+ households

Lavender Heights is Sacramento's designated LGBTQ+ district in Midtown — bars, community services, and a mix of loft condos and Victorians occupied heavily by state employees and creative professionals.

You have a CalPERS or state-university pension and the election isn't intuitive.
You've been running side income (design, consulting, retail) and the tax treatment is unplanned.
You and your partner haven't formalized and the estate documents show it.
First-home math has never been run against your rent-controlled loft.

How we help Lavender Heights households

Pension + 457(b) election

CalPERS / CSUS public-sector benefits often carry a pension election with irreversible survivor-benefit choices. We model them against your household income and outside savings before you sign.

1099 + W-2 hybrid tax planning

S-corp vs. sole prop, quarterly estimates, solo 401(k) + SEP-IRA choice, and PTE elections handled proactively — so April isn't a scramble and next year's plan is already in motion.

Estate documents that actually reflect your life

Wills, trusts, healthcare directives, and beneficiary audits refreshed for who you actually chose — not defaults written for someone else's family. Especially the pieces most Lavender Heights couples wrote a decade ago and haven't looked at since.

Next step

Go deeper, or just talk to us

Skim the broader context if you want more before reaching out — or book the call and we'll cover it live.

LGBTQ+ financial advisor in Sacramento

The city-wide overview: how Aequitas works with Sacramento LGBTQ+ households across cash flow, tax, investing, and estate.

LGBTQ+ tax & cost-of-living guide: Sacramento

State income tax, property tax, estate tax, and LGBTQ+ planning overlays specific to Sacramento.

Schedule Your Intro Call

FAQ

Lavender Heights planning FAQs

Ready to talk through your plan?

On a free intro call we'll walk through where you are, what you're trying to figure out, and whether an engagement makes sense — no pressure.

Schedule Your Intro Call