Do we have to live in Chelsea to work with Aequitas?

No. Aequitas is fee-only and virtual-first — we work with LGBTQ+ households in Chelsea the same way we work with clients across NYC and the rest of the US. This page is written for the Chelsea demographic, not as a residency requirement.

Is there a minimum account size?

No asset minimum. Engagements are priced based on planning complexity, not portfolio size, so we can work with LGBTQ+ high earners still building wealth — not just clients who already have it.

What happens on the intro call?

Twenty minutes, video or phone. We ask what you're actually trying to figure out, share how Aequitas would approach it, and decide together whether an engagement makes sense. No pressure, no product pitch.

LGBTQ+ couple in Chelsea, NYC reviewing their financial plan

NYC · Chelsea

LGBTQ+ financial planning for Chelsea

Co-op boards, deferred comp elections, NY estate-tax cliff. The plan is the difference between a great career and a great outcome.

Schedule a free intro call 20 minutes · video or phone · no product pitch

Who this is for

Built for Chelsea LGBTQ+ households

Chelsea has anchored LGBTQ+ Manhattan for decades — long-partnered couples in pre-war co-ops, newer condo owners, and finance / creative execs with deferred comp and RSUs.

The NY estate-tax cliff means crossing the exemption by a dollar can cost you the whole exemption. Nobody has told you where you actually stand.
Your deferred-comp election was made years ago and nobody has revisited the payout schedule.
Your co-op has a flip tax and a mansion-tax exposure on any sale that no one has priced.
Charitable giving is a real number and there's no DAF strategy.
Chelsea carries a $2,500–$3,800/mo LGBTQ+ safety premium over suburban NJ or upstate NY — on top of the NYC tax stack, that premium is a real line item that deferred-comp and DAF timing are supposed to work around, not ignore.

How we help Chelsea households

Deferred comp + concentration

409A deferral elections, vesting cliffs, and how much of your net worth is quietly sitting in one employer's stock — sequenced so a good year at work doesn't become a bad year on the tax return.

NYC transfer + mansion tax coordination

RPTT, mansion tax, flip taxes, and co-op board realities are baked into the buy/sell math before you list — not surprises at closing.

DAF + charitable stacking

Bunching donations into a donor-advised fund in high-income years to clear the standard deduction — and directing the giving to LGBTQ+ orgs that matter to you.

Next step

Go deeper, or just talk to us

Skim the broader context if you want more before reaching out — or book the call and we'll cover it live.

LGBTQ+ financial advisor in New York City

The city-wide overview: how Aequitas works with NYC LGBTQ+ households across cash flow, tax, investing, and estate.

LGBTQ+ tax & cost-of-living guide: NYC

State income tax, property tax, estate tax, and LGBTQ+ planning overlays specific to NYC.

Schedule Your Intro Call

FAQ

Chelsea planning FAQs

Ready to talk through your plan?

On a free intro call we'll walk through where you are, what you're trying to figure out, and whether an engagement makes sense — no pressure.

Schedule Your Intro Call