LGBTQ+ couple in Silver Lake, Los Angeles reviewing their financial plan
Los Angeles · Silver Lake

LGBTQ+ financial planning for Silver Lake

You freelance, your partner has a big-tech day job, and the two calendars barely talk to each other. Your plan can — and if you're buying up the hill, it has to.

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Who this is for

Built for Silver Lake LGBTQ+ households

Silver Lake households mix designers, editors, and tech PMs — dual-income queer couples in hillside bungalows and young families in the flats near the reservoir, often with one W-2 and one 1099.

  • You're a 1099 designer / editor / consultant and your S-corp question has been open for three years. Every accountant gives you a different answer.
  • One of you gets RSUs, one of you gets a K-1. Your CPA files the return but no one plans the year.
  • You want to buy a Silver Lake bungalow but the down-payment source is a stack of vested RSUs and the tax hit is the part no one is modeling.
  • You're thinking about kids in the next 2–3 years and IVF/surrogacy is a real six-figure line item you haven't put in a spreadsheet yet.
  • Silver Lake rents and prices carry an LGBTQ+ safety premium of roughly $1,200–$1,800/mo over the Inland Empire — the cost of a walkable, visible queer neighborhood. On dual freelance-plus-W-2 income, that premium is often what's really eating your down-payment timeline.

How we help Silver Lake households

1099 + W-2 hybrid tax planning

S-corp vs. sole prop, quarterly estimates, solo 401(k) + SEP-IRA choice, and PTE elections handled proactively — so April isn't a scramble and next year's plan is already in motion.

RSU + ESPP sequencing across two careers

Vest calendars, concentration risk, ESPP hold-vs-sell, and the tax bill hiding in your next refresh — coordinated with the rest of the plan, not treated as a separate problem.

Family-planning cash flow

IVF, surrogacy, adoption, and second-parent adoption modeled into your real cash flow so building a family isn't paused indefinitely or financed on hope.

FAQ

Silver Lake planning FAQs

Ready to talk through your plan?

On a free intro call we'll walk through where you are, what you're trying to figure out, and whether an engagement makes sense — no pressure.

Schedule Your Intro Call

Important Disclosures: Aequitas Financial, LLC is a Registered Investment Adviser in the State of California. Registration does not imply a certain level of skill or training. More information about Aequitas Financial, LLC, including our investment strategies, fees, and objectives, can be found in our Form ADV Part 2, which is available upon request or through the SEC's Investment Adviser Public Disclosure website. The information provided on this website is for informational and educational purposes only and does not constitute investment advice, financial advice, trading advice, or any other sort of advice. Nothing on this website constitutes a solicitation, recommendation, endorsement, or offer to buy or sell any securities or other financial instruments. Past performance is not indicative of future results. All investments involve risk, including the potential loss of principal. No investment strategy or risk management technique can guarantee returns or eliminate risk in any market environment. Before making any investment decisions, you should consult with qualified financial, legal, and tax professionals who can provide advice tailored to your individual circumstances.